Frequently Asked Questions

Purchasing real estate in Turkey is a profitable investment. However, before making a purchase, it’s important to understand all the nuances of the process and associated costs. In this article, we will thoroughly discuss the required documents, the steps involved in the transaction, and the taxes you need to consider.

1. What documents are required for purchasing real estate in Turkey?

To purchase property in Turkey, foreigners only need a passport. All other documents are arranged during the transaction.

Main documents for property purchase:

  • TAPU – The certificate of ownership, confirming the transaction.
  • Iskan – The technical passport of the property, confirming its compliance with construction norms.
  • Tax number – Required for registration at the Land Registry.
  • Bank account – Needed for making payments.
  • Property appraisal – Mandatory for registering the ownership.
  • Notarized passport translation – Required for the transaction.

2. What are the additional costs when purchasing real estate in Turkey?

When purchasing property, it's important to consider not only the cost of the property but also the associated expenses:

  • Property purchase tax – 4% of the property price as stated in the TAPU.
  • Cadastre fee – A fixed amount, approximately 210 euros.
  • Translation service – Around 50 euros.
  • Property appraisal – Around 450 euros.
  • Agency commission – 2% + VAT of the property price.

3. Can foreigners get a mortgage in Turkey?

Currently, banks in Turkey do not provide mortgage loans to foreign nationals unless they meet one of the following conditions:

  • Residence Permit (RP)
  • Official employment
  • Official income

However, if you want to purchase property through an installment plan, developers offer interest-free installment payments for up to 5 years.

4. How can a Residence Permit (RP) be obtained through property purchase in Turkey?

To obtain a Residence Permit (RP) in Turkey, the following documents are required:

  • TAPU – Certificate of ownership.
  • A copy of the passport + a copy of the entry stamp page.
  • 4 biometric photos.
  • Health insurance.
  • Marriage certificate (translated and notarized).
  • Children's birth certificates (if applying for the RP for the whole family).
  • Bank statement proving sufficient funds for living.
  • Criminal record certificate (translated and notarized).

Who should the TAPU be registered to for obtaining an RP? The TAPU can be registered in the name of one spouse, and the entire family will be eligible for the residence permit.

5. What rights does a foreigner have over property in Turkey?

Foreign property owners in Turkey have the same rights as Turkish citizens. They can:

✔ Sell the property

✔ Rent it out

✔ Inherit it

✔ Gift the property to another person

6. Which areas in Turkey cannot issue a Residence Permit in 2025?

Since July 1, 2022, new RP applications are closed in areas where the foreigner population exceeds 20%. Currently, there are over 1200 areas on this list.

Important!
If an area is closed to RP, you can only renew an existing RP or apply for citizenship through property purchase.

📌 You can request the up-to-date list of closed areas from our managers.

7. How to transfer money to Turkey for property purchase?

Transfer limits:

  • Through a bank – Up to $1,000,000 per month.
  • In cash – Up to $10,000 without declaration.

Important!

📌 Turkish banks do not require documents regarding the origin of funds.

📌 Turkish government authorities do not share information about your accounts with third parties.

8. What are the monthly expenses for maintaining property in Turkey?

Property owners are required to pay aidat, a monthly fee for property maintenance. This includes:

  • Territory maintenance
  • Utility payments
  • Complex infrastructure support

📌 The amount of aidat is determined by the residents during meetings.

9. Do I need to notarize the purchase contract?

📌 In Turkey, the purchase contract does not need to be notarized.
📌 The registration occurs only at the Land Registry Office, where the property ownership transfer deed is signed.

10. What taxes are applied when selling and renting property?

When selling property:

✅ If the property has been owned for more than 5 years, no tax is due.

✅ If less than 5 years – tax on profit ranges from 15% to 35%.

When renting property:

✅ Tax from 15% to 35% (depending on the income amount).

✅ Some amounts may be exempt from tax.

Conclusion and Useful Tips

Purchasing real estate in Turkey is a straightforward and transparent process if you prepare in advance by understanding the documents and costs involved. The real estate agency MyAntalya® will assist you at every stage of the transaction, ensuring the legal purity of the property and providing support during the process.

📌 Get a free consultation!

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